Split Mortgages

Enjoy the Flexibility of a Variable Rate with a Split Mortgage

Split mortgages, also referred to as “hybrid mortgages” or “50/50 mortgages,” combine fixed and variable rate components within a fixed time period (usually around 5 years). A primary benefit of a split mortgage is that it allows you to have regular payments with the flexibility of a variable rate, which helps save you money in the end! The involved risks include potential rate spikes, increased amortization schedules, and penalties if you need to cash out of the mortgage. These potential risks could end up costing you a lot if you don’t do your research. To find out if a split mortgage is an appropriate option for your needs, contact the mortgage professionals at Regional Mortgage Group. We can help assess your current risk portfolio and make sensible recommendations.

Don’t Wait

Applying for a mortgage with us is simple, efficient and secure, so why wait?

Regional Mortgage Group

102-5229 50th Ave
Red Deer, AB T4N 4B4

110A McLeod Avenue
Spruce Grove, AB T7X 3A4


Red Deer 403-343-1125
Spruce Grove 780-962-1929



We’re available to accommodate all schedules.

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